What We Do

"What got you here won't get you there" Marshall Goldsmith

Our purpose is to help local families pursue financial freedom and independence.  We want to remove the stress of managing your personal finances by giving you the tools and solutions you need to work toward your financial goals.

 

We understand that the challenges you face today will be different than the challenges you face tomorrow.  Because of that, our financial planning process is designed to be flexible enough to address your changing needs with unique and personalized solutions.  

Our planning process is built to cover many aspects of your financial life: here are just some of the topics we are capable of helping plan for.​

Retirement Planning

We can create a plan that will guide you to and through retirement.  Our planning process starts with figuring out your goals and collecting the necessary information.  From there, we will create a unique and customized financial plan to give you the confidence that you are on the right track to retire on your terms.

Tax Strategies

After learning about your financial circumstances, we can develop tax strategies designed to save you money and maximize your wealth.  Whether it's helping you decide between contributing to a Traditional IRA or a Roth IRA, how to utilize an Health Savings Account (HSA), or something more complicated like a roth conversion, we can develop personal tax strategies for you with the goal of saving you money.

Estate Planning

It is important to make sure that you have a plan in place for your estate so that the burden does not fall on grieving loved ones.  Even if you already have a plan in place, it is important to review it periodically to make sure that circumstances haven't changed.  We can help you avoid timely and costly mistakes in planning for your estate.  

Family At Church
Portfolio Management

After determining what your financial goals are and have balanced that with your tolerance for risk, we will add you to a discretionary investment portfolio that addresses your personal needs.  Whether you want to aggressively grow your wealth or preserve what you have, we have a professionally managed investment portfolio that can help you pursue your financial goals.  

Social Security Planning

The decision of when to start receiving your Social Security payments is one of the biggest decisions a retiree has to make.  We balance the immediate need for income against the tax implications, potential Survivor Benefits, and strength of your retirement nest egg to help you get the most out of your Social Security Benefits.  

Insurance

Having the proper amount of life insurance is an important part of your financial plan.  We can help you determine the amount and type of coverage you need to protect your family.  We aim to help educate our clients so they can make sure they have at least the minimal amount of necessary coverage, but also to help them avoid an expensive policy that provides more coverage than they need.

There are many other areas of personal finance that we can help with.  If you have a question about your finances and don't know where to start, give us a call or send us a message to see if we can help.  And if we can't - we will help find someone who can.